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Karachi, February 9, 2025: Meezan Bank has announced its financial results for the year ended December 31, 2025, reporting a Profit After Tax (PAT) of Rs. 89.0 billion, delivering a Return on Equity (ROE) of 34%. The Board of Directors, chaired by Mr. Riyadh S.A.A. Edrees, approved the financial statements in a meeting held today.
The Bank’s Basic Earnings Per Share (EPS) stood at Rs. 49.54, compared to Rs. 56.62 in 2024. The Board has approved a final cash dividend of Rs. 7 per share (70%), bringing the total dividend for 2025 to Rs. 28 per share (280%), following the interim dividend of Rs. 21 per share (210%) paid during the first nine months of the year.
Meezan Bank’s Capital Adequacy Ratio remained strong at 19.2%, well above the regulatory requirement of 11.5%, while the Bank’s market capitalization has surpassed USD 3.2 billion, cementing its position as one of Pakistan’s most valuable companies.
Despite a lower policy rate environment affecting its net spread, which declined to Rs. 252.5 billion from Rs. 287.0 billion in 2024, Meezan Bank’s non-funded income grew by 13% year-on-year, reaching Rs. 32.6 billion, underscoring the resilience and diversification of its revenue streams.
The Bank achieved a major milestone in total deposits, which rose by 28% year-on-year to Rs. 3.30 trillion, while its Roshan Digital Account (RDA) program recorded cumulative inflows of USD 3.4 billion, capturing 29% of total industry inflows, reinforcing Meezan Bank’s standing as a preferred partner for overseas Pakistanis.
Meezan Bank’s gross financings reached Rs. 1.69 trillion at year-end, maintaining a non-performing financing (NPF) ratio of 1.8%, among the lowest in the industry. Its NPF coverage ratio stood at 146%, reflecting prudent risk management practices. Meanwhile, the Bank’s investment portfolio expanded significantly to Rs. 2.60 trillion, marking 39% growth compared to 2024.
Commenting on the results, the Chairman of Meezan Bank, Mr. Riyadh S.A.A. Edrees, said:
“These results reflect our continued focus on sustainable growth, strong governance, and delivering value to our shareholders while serving our customers with innovative and Shariah-compliant financial solutions.”
